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Insurance Truths You Can Count On

These Truths Apply To Personal And Business Insurance

One of the most important things to consider when considering your personal insurance is, “What is the purpose, or goal, of having insurance in the first place?” If you want insurance to cover every broken window, theft of a lawn mower, or $100 medical bill, then you will pay more for the coverage. But we believe that insurance is designed to protect your business, home and family from the catastrophic events like, fire, serious injury or loss of a vehicle. In other words, losses that will affect your long term–not ruin your day.

Insurance Truth About Auto Deductibles

If you own an older car, it is better for you to increase your deductibles and pocket the premium savings.

Personal Umbrella Truth

If you own your home, have a 401K, and are building financial resources for your future, a $250 investment in a personal umbrella will be one of the best investments you will make.

Business Insurance Truth

Your business is more likely to suffer a loss from being sued by an employee or having a         cyber-breach than by a fire. Every business needs employment liability and cyber liability insurance.

Basic Insurance Truth

Your personal and business insurance needs change over time. For example, you may have purchased your wife an expensive diamond ring, or your child headed off to college. Your business may have added new equipment or an additional location. All these actions can increase your risk and liability. That is why it is important to have a regular insurance review. Your insurance should change with your needs.

Flood & Earthquake Insurance Truth

Floods and Earthquakes are not covered or included in homeowners policies. You must buy separate coverage.

Established in 1976, Lakeview Insurance Agency serves individuals, families and businesses in Illinois, Wisconsin, Indiana and Michigan. Located in Chicago’s Lakeview neighborhood, our company is led by its founder Charles (Chuck) Stewart.

An independent insurance agency, we represent more than thirty top insurance carriers.

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Office Contacts
Ph: 773-871-8000
Ph: 847-250-1500
Fax: 773-871-8062
info@lakeviewins.com

Lakeview Insurance Agency of Illinois, Ltd.
3438 N. Southport Ave.
Chicago, IL 60657 map
Walk-Ins Welcome

Lakeview Insurance Agency of Illinois, Ltd.
1167 Wilmette Avenue, Ste 201
Wilmette, IL 60091 map
By Appt Only

After-Hours Emergency Claims
Ph: 630-423-5587
bkonen@lakeviewins.com