We understand every business is unique. You serve your customer first and foremost. Just because you are a small business does not mean you are exempt from litigation. Small businesses need General Liability Insurance to protect your organization from unforeseen events.
General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage:
Bodily Injury– Bodily Injury to a third party.
Property Damage– Damage to a third parties property (equipment building etc.).
Personal Injury– Injury to the mind or emotions, as opposed to an injury to property.
Advertising Liability– Damages arising out of advertising, libel, slander and invasion of privacy.
Products & Completed Operations– Liability arising out of the Nonprofits products or business operations and services conducted, excluding Professional services.
Premises-Covers liability arising out of injury to third parties while on your premises.
Medical Payments- A general liability coverage that reimburses others, without regard to the insured’s liability for bodily injury while on your premises.
General Liability Insurance is designed to cover defense costs as well as judgments. It is an important part of your insurance program that we recommend for your organization. If you own a restaurant, retail or grocery store, dry cleaning shop or other small venture, it’s important to protect your business and your customers. The agents at Lakeview Insurance can help you find the protection you need – no matter how large or small your business is.